How Kapipal Works

Kapipal is a site to collect money online. It's easy to use and secure.

Raise Money Online

Periodically you need to collect money. And whether it's for a birthday or wedding present, for a group purchase, for a charity, and so on, Kapipal helps you to easily raise the money you need through the Internet.
Discover how people worldwide use Kapipal.

The Kapipal

The first step is to start your own Kapipal, the web page that manages the money collection. You set how much money you need to raise (target amount, e.g. $500), by when (e.g. in 30 days), and why (e.g. “Mike and Maria’s Wedding”). When you start a Kapipal, you become a Kapipalist.

Kapipal Page

Once a Kapipal page is published, it shows some information about the Kapipal, and how much money collected so far.

The Contributors

You can share the Kapipal URL address with your friends and anyone else who might contribute. They will visit the page, and will have the option to directly send you the money. Everyone that sends you some amount of money is called a Contributor.

While people send money, the Kapipal page shows how much has been raised so far and how much time is left to receive and contribute.

When the Kapipal duration (30 days in the example above) has elapsed, money collection ends. The page remains online, but the Send Money button is disabled. This feature encourages people to send the money as soon as possible.

My Kapipals

Every Kapipalist can monitor the progress and earnings of their Kapipals from the My Kapipals page.

The Rewards

If you are collecting money for a public project, you can offer rewards to the contributors.

Rewards are typically items produced by the Kapipalist or the project itself — a copy of the CD, a book, a T-shirt.

You can offer rewards in exchange for different contribution levels. Rewards enable you to engage fans, build trust, and provide an opportunity for more people to get involved. It's up to the Kapipalist to create, price, and fulfill their rewards.

There are some limitations on what can be offered as a reward. Investment and loan solicitations are forbidden, as are lotteries, raffles, sweepstakes, and coupons/discounts on future goods.

Money Transfer

The money transaction is done through PayPal, which allows secure payments and money transfers to be made through the Internet. PayPal is required to receive money, so every Kapipalist needs a PayPal account. However, PayPal is not required to send money: a Contributor just needs a credit card or other valid type of PayPal payment.

Every contribution is sent immediately and directly to Kapipalist's PayPal account, minus a small transaction fee charged by PayPal! The financial transaction is between the Kapipalist and the Contributor. For all campaigns started on 1st December 2014 or later, Kapipal will also charge a 4% fee. For more information about Kapipal's transaction fees, please see our fee page.

Every contribution is a donation, and usually there is no return for the contributor. Of course, the Kapipalist can decide to give contributors a benefit or reward (in this case it would be stated on the Kapipal Page). Remember, Kapipalists are wholly responsible for their promises, and has no control if they keep their word or not. Send money only to people you know or you trust.

At anytime, you can contact the creator of the Kapipal by clicking the Send Email button on the Kapipal Page.

What are you waiting for?
Start your Kapipal to raise the money you need now!

Still want to learn more? Check out the FAQs section!